Current Accounts

• Elite Current Account

  Elite Banking Current Account is our all new proposition offering targeted at the high net worth segment of the market. It is a range of products and services specially designed to cater to the financial and lifestyle needs of these clients through personalized and efficient service delivery. Features and Benefits Attractive interest on credit balances Opening Balance GH¢1,000,000.00 Minimum Operating Balance GH¢500,000.00 Free Lifestyle card Access to Platinum MasterCard credit card and its benefits Access to Elite Lounges @ select branches Free access to Internet and Mobile Banking Zero COT (Commission on Turnover) – subject to maintenance of required minimum balance Free unlimited SMS alerts on transactions Free Initial cheque book Daily ATM withdrawal limit of up to GH¢250,000.00 Lifestyle Services Airport Lounge Services Access to: Mortgage loans Education Loans (for your child/ward) Personal loans

• COTPLUS (Silver/Gold)

  COTPlus is a COT-free current account designed to minimize transaction cost of customers (corporate and individual) with high turnover activity on their accounts. The product is classified into: COT Plus (Silver) COT Plus (Gold) Features and Benefits (Silver) Minimum operating balance of GH¢250,000.00 Zero COT on all withdrawals provided the minimum balance is maintained Non-borrowing account but with full current account status Verve card, telephone banking and access to other e-Banking channels Features and Benefits (Gold) Minimum operating balance of GH¢500,000.00 Zero COT on all withdrawals provided the minimum balance is maintained COT paid to customer (conditions apply) Verve card, telephone banking and access to other e-Banking channels

Savings Accounts

• Enterprise Save

  This is a Savings Account that caters for the needs of customers within the Mass Market Segment only. Features and Benefits Savings Account i.e. owner-operated only, no cheque book Minimum opening balance of GH¢1000 Minimum operating balance of GH¢500 Verve card and other e-Banking channels

• Enterprise Stars (For kids and Teens)

  Enterprise Stars Account is children’s Savings Account, classified into: Enterprise Stars (Kiddies) - For children between the ages of 0 – 12 Enterprise Stars (Teens) – For teens between the ages of 13 -19 KIDDIES Opening balance of GH¢5000.00 Minimum operating balance of GH¢2000.00 Education loan (conditions apply) TEENS Opening balance of GH¢5000.00 Minimum operating balance of GH¢2,000.00 Education Loan (conditions apply) Other Benefits Attractive interest rate Standing order payments allowed Access e-banking service

• Enterprise Savings Plus

  Enterprise Savings Plus is a hybrid account with checking convenience of a current account. The product is classified into: Enterprise Saving Plus (Regular) Enterprise Savings Plus (Silver) Features and Benefits Regular Opening balance of GH¢10,000.00 Minimum operating balance of GH¢5,000.00 Customized non-clearing cheque book Lodgment of cheques and dividend warrants Third party withdrawal allowed within Equitorial Bank Plc  branches Verve card and other e-Banking channels Standing order payments Attractive interest rate Silver Opening balance of GH¢50,000.00 Minimum operating balance of GH¢10,000.00 Holiday loan (Conditions apply) Customized non-clearing cheque book Lodgment of cheques and dividend warrants Third party withdrawal allowed within Equitorial Bank Plc  branches Verve card and access to other e-channel options Attractive interest rate

Term Deposits and Others

• No Tension
  Tenured deposit account with high interest rate specially designed to accommodate low income earners Deposit in tranches of two categories:
  Gold

  • Deposit of GH¢50,000

  Silver

  • Deposit of GH¢25,000

  Features and Benefits

  • Attractive interest rate
  • Use of certificate as a collateral for facility
  • Free naira Credit Card
• Salary Plus

  This is a product that streamlines salary payments and the provision of banking facilities that enable employees to bank at their own convenience. It is designed for businesses that want to enhance employee payroll benefits. Features and Benefits Access to EBG Consumer Loan Products – Personal Loan, Jumbo Loan, Auto Loan and Salary Advance (conditions apply) Convenient monthly repayment; 12 months – 36 months for individuals Flexible repayment system (periodic bulk repayment structure) is available Quick processing – takes just three working days from submitting complete documents Credit life Insurance available Personalized service delivery – banking at your fingertip Negotiable interest rate(s)

Loans and Advances

• Personal Loan

  This enables customers access short and medium term loans to meet urgent personal needs.

  Features and Benefits

  • Tenor between 12-36 months
  • Competitive pricing
  • No hidden charges
  • No collateral required
  • Convenient repayment installments
  • Credit Life Insurance
• Jumbo Loan
  This Loan offers the convenience of acquiring household items such as Fridge, Freezers, Television, Home Theater, Generator etc. while payment is spread over a period of time.
  
  Features and Benefits

  • Tenor between 6-18 months
  • Competitive pricing
  • No hidden charges
  • Convenient repayment installments
  • Asset insurance
• Auto Loan

  EBG Auto Loan offers credit facilities to part finance the purchase of brand new vehicles for personal use.

  Features and Benefits

  • Maximum tenor dependent on brand of car
  • Competitive lending rate
  • Comprehensive insurance cover and auto tracker
  • Credit Life insurance cover
  • Flexible repayment
• Salary Advance (SALAD)

  This enables customers easy access to 50% of their net monthly salary before pay day.

  Features and Benefits

  • Domiciliation of salary with Equitorial Bank Plc  
  • Competitive lending rate
  • It is a one-off overdraft facility against salary pay day